Description : Kerasuraksha Insurance Scheme is a comprehensive Group Personal Accident Insurance Scheme, implemented by Coconut Development Board in association with Public Insurance companies for coconut climbers, harvesters and Neera Technicians. Annual premium is ₹375/- and is shared between Board and beneficiary in the ratio of 75:25.Eligibility : 1. Resident of Karnataka 2. Should Coconut tree Climbers /Harvesters/Neera Technicians/TraineesProcess : 1. Download the application form online through the Coconut Development Board’s website or visit the nearest horticulture department office for the application form. 2. Fill the application form with all the necessary documents. 3. Once the application is submitted, it will reach the CDB office in Bengaluru regional office and field inspection will be undertaken by the horticulture office. 4. After the approval by the horticulture department, CDB will sanction the subsidy to the beneficiary’s bank account.Benefit : Insurance coverage upto ₹ 5 lakhs