Description : The scheme is envisaged to provide insurance cover to the children of Rural Postal Life Insurance (RPLI) policyholders. In certain cases, the benefit is also provided to parents/guardians.Eligibility : 1. Only people within rural areas (Rural area is defined as one being outside the limits of a municipality.) 2. The main policy holder (parent) should not have attained the age of 45 years 3. Minimum and maximum age of the child should be between 5-20 years 4.Maximum 2 children per family are eligible.Process : For offline application:

1. Applicant needs to visit the closest post office and apply for the scheme by submitting the required forms and documents.
2. Collect the acceptance letter if your application is approved as intimated by the post office official.
3. Collect the policy bond (most important document) as directed by the post office official.
4. Premium can be paid in cash or cheque whenever it is due in any post office across India without transferring the policy from one circle to another.
5. Claim cheque will be sent to the customer’s address on or before the due date of maturity.

For Online application

1. Visit PLI website (link in reference) and click Purchase a Policy.
2. Fill the required details and pay the first premium amount. A proposal will be generated.
3. Take the printout of the proposal along with the required documents and submit them in your nearest Post Office.

*No medical examination of child necessary. However, child should be healthy and risk shall start from day of acceptance of proposal.

• A maximum number of children per family that can be enrolled is 2. *Only people within rural areas can apply. (Rural area is defined as one being outside the limits of a municipality.)

**Keep a note from the Policy Bond:

• the date of commencement of the policy, due date and mode of payment of premium ( i.e. yearly, half-yearly, quarterly, monthly etc).Benefit : Maximum sum assured ₹ 100000 or equal to the sum assured of the parent, whichever is less.