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Gram Priya (10 years Rural Postal Life Insurance)(Central)

Gram Priya (10 years Rural Postal Life Insurance)(Central) Description : This is an endowment scheme for a term of 10 years for people living in rural areas. The sum assured plus accrued it paid a bonus to the insurer on maturity after ten years. The minimum sum assured is Rs. 10000, and the maximum is Rs.10 lakhs. Eligibility :

  1. Should be a resident of Karnataka.
  2. Should belong to Rural area.
  3. Age should be between 19 and 45 yearsProcess : 1. Visit the nearest post office and apply for the scheme by submitting the required forms and documents.
  4. Collect the acceptance letter if your application is approved as intimated by the post office official.
  5. Collect the policy bond (most important document) as directed by the post office official.
  6. Note from the Policy Bond, the date of commencement of the policy, due date, and mode of payment of premium (i.e. yearly, half-yearly, quarterly, monthly, etc)
  7. We can pay a premium in cash or cheque whenever it is due in any post office across India without transferring the policy from one circle to another.
  8. The survival benefits under the Gram Priya policy start accruing every 3 years after 4th year of the policy tenure.
  9. The amount payable as survival benefit is as follows - 20 percent (At the end of four years), 20 percent (at the end of seven years), 60 percent with bonus(at the end of 10 years).
  10. Claim cheque will be sent to the customer’s address on or before the due date of maturity.
  11. GST of 18% is applicable on life insurance effective from the 1st of July, 2017 Benefit : Rs 10,000 to Rs 10 lakhs

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