తిరిగి
Description : The subscribers would receive ₹ 1000/ ₹ 2000/ ₹ 3000/ ₹ 4000/ ₹ 5000 per month, at the age of 60 years, depending on their contributions, which itself would be based on the age of joining the APY. The minimum period of contribution by any subscriber under APY would be 20 years or more. The benefit of fixed minimum pension would be guaranteed by the Government.Eligibility : 1. Any individual between the age of 18-40 years is eligible for the scheme. 2. The applicant should have a Savings Bank Account/ Post Office Savings Bank Account. (In case they don’t have either, they can open an account) 3. Any individual who is not liable to pay income tax on their earnings can enrol in the government’s APY schemeProcess : Online mode
- Login to your bank website
- Click on Customer Service.
- Click ‘Service Request’.
- Click on “Enroll for Atal Pension Yojana” from “Bank Accounts” section.
- Fill in all the required details.
- The Atal Pension Yojana Account will be activated within 1 working day.
- Auto Debit will be initiated automatically.
Offline mode
- Go to your nearest bank branch and ask the reception to give you the application form for Atal Pension Yojana.
- Fill the application form.
- Input the account details from which you wish to auto-debit the premium every month.
- Attach required KYC documents with the application form.
- Furnish Aadhar number, if you already have it. Even if you don’t have an Aadhar number, you can still join the Atal Pension Yojana.
- Once you have done all of the above, submit the form to the concerned executive and get it cross-checked for any possible flaws in the form.
- The executive would confirm your subscription to the Atal Pension Yojana and thereafter your premiums would be deducted automatically from your saving account.
Note: 1. Make sure to maintain a minimum balance in your saving account so that the amount of premium gets deducted every month on its own. 2. Do not forget to input your working mobile number in the form as that would be the primary point of contact for your subscription.Benefit : Minimum guaranteed Pension of ₹ 1000/ ₹ 2000/ ₹ 3000/ ₹ 4000/ ₹ 5000 starting at the age of 60 years.
